Protecting Your Money

The credit rating of your Bank is important, and EQIBank is rated extremely safe.

  • No balance sheet lending. We do not lend client funds we hold in deposit

  • Invests only in US Treasuries

  • Industry-leading Stress Test Ratio

  • Gross non-performing assets (GPAs) is 0%

  • Correspondent relationships with tier-1 and tier-2 banks in the USA and Europe

  • Gross non-performing assets (GPAs) <1%

  • Provisioning Coverage Ratio. EQIBank’s PCR is infinite due to our not offering loans. This is considered to be very safe

  • Net non-performing assets (NPAs) <1%

  • Credit-deposit Ratio <1%

  • Texas Ratio <1%

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